Privacy Policy

UNBORROWED LIFE

Privacy Policy

A Brand of RSS Strategies, LLC

Effective Date: June 25, 2026 | Last Updated: June 25, 2026

1. Introduction and Overview

Welcome to Unborrowed Life, a brand operated by RSS Strategies, LLC ("we," "us," or "our"). We are committed to protecting your personal information and your right to privacy.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our websites, including UnborrowedLife.com and SignYourPermissionSlip.com (collectively, the "Sites"), purchase our products or services, or interact with us in any way.

Please read this policy carefully. If you disagree with its terms, please discontinue use of our Sites immediately.

Business Name: RSS Strategies, LLC

Brand Name: Unborrowed Life

Business Address: P.O. Box 1062, Malvern, PA 19355

Contact Email: [email protected]

Websites Covered: UnborrowedLife.com and SignYourPermissionSlip.com

2. Information We Collect

We collect information that you provide directly to us, information collected automatically when you use our Sites, and information from third-party sources.

2.1 Information You Provide Directly

When you interact with our Sites, register for programs, or contact us, you may provide us with:

• First name and last name

• Email address

• Phone number

• Billing and payment information (processed securely through our payment partners)

• Communications you send us, including support inquiries

• Any other information you choose to provide

2.2 Information Collected Automatically

When you visit our Sites, certain information is collected automatically, including:

• IP address and approximate geographic location derived from your IP address

• Browser type and version

• Device type, operating system, and screen resolution

• Pages viewed and time spent on each page

• Referring website or source that directed you to our Sites

• Links clicked and actions taken on our Sites

• Date and time of your visit

• Session and cookie identifiers

2.3 Payment Information

When you make a purchase, payment information is collected by our payment processors (Stripe, PayPal, Klarna, and Affirm) directly and is subject to their respective privacy policies. We do not store complete credit card numbers on our servers. We may retain limited transaction information such as the last four digits of your card, transaction amount, and date of purchase for record-keeping purposes.

3. How We Collect Information

3.1 Forms and Opt-Ins

We collect information through opt-in forms, landing pages, contact forms, application forms, and checkout pages hosted on our Sites and through our marketing platform, GoHighLevel. When you submit a form, you agree to provide accurate information and consent to our use of that information as described in this policy.

3.2 Cookies and Tracking Technologies

We use cookies, pixel tags, web beacons, and similar tracking technologies to collect information about your browsing activities. Cookies are small data files stored on your device. We use both session cookies (which expire when you close your browser) and persistent cookies (which remain on your device for a set period).

Types of cookies we use:

• Strictly Necessary Cookies: Required for the basic functioning of our Sites. These cannot be disabled.

• Performance Cookies: Used to understand how visitors interact with our Sites, including pages visited and errors encountered.

• Functional Cookies: Enable enhanced functionality and personalization, such as remembering your preferences.

• Advertising and Targeting Cookies: Used to deliver relevant advertisements and track the effectiveness of our marketing campaigns.

You can control cookies through your browser settings. However, disabling certain cookies may affect the functionality of our Sites.

3.3 Third-Party Tracking

We use Google Analytics to analyze website traffic and usage patterns. Google Analytics uses cookies to collect information about how visitors use our Sites. This information is used to compile reports and improve our Sites. For more information on how Google Analytics collects and processes data, visit: https://policies.google.com/privacy. You can opt out of Google Analytics tracking by visiting: https://tools.google.com/dlpage/gaoptout

We use the Meta (Facebook) Pixel on our Sites to measure the effectiveness of our advertising and to build audiences for our advertisements. The pixel collects information about your actions on our Sites and associates that information with your Facebook profile where applicable. For more information, visit: https://www.facebook.com/privacy/explanation

We may also use additional analytics, tracking, and marketing tools from time to time to measure website performance, improve user experience, and optimize our advertising. These tools may collect similar information as described above.

4. How We Use Your Information

We use the information we collect for the following purposes:

• To provide, operate, and maintain our programs, services, and products

• To process transactions and send related information including purchase confirmations and invoices

• To send administrative communications such as program updates, scheduling confirmations, and account notices

• To send marketing and promotional communications, including email newsletters and SMS messages, where you have provided consent

• To respond to your inquiries, questions, and support requests

• To personalize your experience and deliver content relevant to your interests

• To analyze website traffic and user behavior to improve our Sites and services

• To run retargeting and remarketing advertising campaigns

• To comply with legal obligations

• To detect, prevent, and address fraud, security breaches, and other potentially prohibited or illegal activities

• To enforce our terms, conditions, and policies

5. Email Communications

By providing your email address and opting in through our forms, you consent to receive email communications from us, including:

• Program updates and course-related notifications

• Coaching session reminders and confirmations

• Marketing and promotional emails about our products and services

• Educational content and resources

• Business announcements

We use GoHighLevel to manage our email communications. Your email address and associated information are stored within our GoHighLevel account and are used solely for communication purposes related to our business.

You may unsubscribe from marketing emails at any time by clicking the "Unsubscribe" link at the bottom of any marketing email or by contacting us at [email protected]. Please note that even after unsubscribing from marketing emails, you may continue to receive transactional or administrative emails related to your account or purchases.

6. Text Messaging / SMS Policy

IMPORTANT FOR A2P COMPLIANCE: This section contains required disclosures for SMS/text messaging. If you are reviewing this policy for A2P/10DLC registration purposes, all required consent, opt-out, and data sharing disclosures are contained in this section.

6.1 Consent to Receive Text Messages

We may send text messages (SMS) to the phone number you provide only if you have given explicit consent through our website forms or by texting to join. By providing your phone number and checking the consent checkbox on our opt-in forms, you expressly consent to receive text messages from RSS Strategies, LLC (Unborrowed Life) at the number provided.

Consent to receive text messages is not a condition of purchasing any product or service from us.

6.2 Types of Messages

Messages may include the following types of communications, depending on the consent you have provided:

• Appointment reminders and session scheduling confirmations

• Program and service notifications

• Marketing and promotional messages about our products and services

• Program updates, coaching check-ins, and support communications

6.3 Message Frequency

Message frequency varies. You may receive up to 2-4 marketing text messages per month, in addition to transactional messages related to your appointments, purchases, or program participation.

6.4 Message and Data Rates

Message and data rates may apply. Standard message and data rates from your wireless carrier may apply to messages sent and received. RSS Strategies, LLC is not responsible for any charges incurred from your wireless carrier.

6.5 How to Opt Out

You may opt out of receiving text messages at any time by replying STOP to any message you receive from us. You may also text HELP for assistance or contact us directly at [email protected].

After you send STOP, we will send you a confirmation message. Following that confirmation, you will not receive further marketing text messages from us unless you re-enroll. Please note that opting out of marketing text messages does not affect your receipt of transactional messages related to purchases you have made.

ADD GHL PHONE NUMBER BEFORE PUBLISHING: Insert your GoHighLevel phone number in the SMS opt-out instructions above and in the Contact Information section below. Replace this notice with your actual GHL phone number once it is active.

6.6 Privacy of Your SMS Opt-In Data

We do not share your mobile opt-in data or consent with third parties for marketing purposes.

Opt-in data and consent for text messaging will not be shared with any third parties. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. All categories of information sharing exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

7. Third-Party Service Providers

We share your information with trusted third-party service providers who assist us in operating our business and providing our services. These providers are contractually obligated to use your information only as necessary to provide services to us and to maintain the confidentiality and security of your information.

Our current third-party service providers include:

• GoHighLevel: Our customer relationship management (CRM), email marketing, SMS messaging, webinar, and course/membership platform. GoHighLevel processes data on our behalf to deliver communications, host our course content, and manage customer relationships.

• Stripe: Payment processing for purchases made on our Sites. Stripe's privacy policy is available at https://stripe.com/privacy

• PayPal: Payment processing for purchases. PayPal's privacy policy is available at https://www.paypal.com/us/legalhub/privacy-full

• Klarna: Buy-now-pay-later financing for purchases. Klarna's privacy policy is available at https://www.klarna.com/us/privacy/

• Affirm: Buy-now-pay-later financing for purchases. Affirm's privacy policy is available at https://www.affirm.com/privacy

• Google Analytics: Website analytics and traffic measurement. See Section 3.3 above.

• Meta (Facebook): Advertising pixel and remarketing. See Section 3.3 above.

• Additional analytics and marketing tools that may be added from time to time to improve our services and marketing effectiveness.

We do not sell your personal information to third parties. We do not share your personal information with third parties for their own marketing purposes without your explicit consent.

8. Payment Processing

All payment transactions on our Sites are processed through our third-party payment processors: Stripe, PayPal, Klarna, and Affirm. We accept these payment methods to provide you with flexibility in how you purchase our products and services.

When you make a purchase, you will provide payment information directly to the applicable payment processor. We do not receive or store your full credit card number, CVV, or bank account details on our servers. Each payment processor operates under its own privacy policy and security standards. We encourage you to review their respective privacy policies before completing a transaction.

We retain transaction records including your name, email address, purchase amount, date of purchase, and the last four digits of your payment method for accounting, record-keeping, and customer service purposes.

9. Membership and Course Platform

We operate a membership and course platform through GoHighLevel's built-in membership features, accessible through the Unborrowed Life Portal. When you enroll in our programs and access the portal, we collect and store:

• Your login credentials and account information

• Course progress and completion data

• Content you submit, upload, or create within the platform

• Communications within the platform

• Date and time of logins and activities within the portal

This information is used to provide you with access to your purchased programs, track your progress, and improve our course content and delivery.

10. Remarketing and Advertising

We engage in remarketing and retargeting advertising, which means that after you visit our Sites, you may see advertisements for our products and services on other websites, social media platforms, and applications.

This is accomplished through cookies and pixel technologies (including the Meta/Facebook Pixel and Google Analytics) that recognize your browser or device when you visit other websites that are part of these advertising networks.

You can opt out of interest-based advertising through the following resources:

• Google Ads Settings: https://adssettings.google.com

• Facebook Ad Preferences: https://www.facebook.com/ads/preferences

• Digital Advertising Alliance opt-out: https://optout.aboutads.info

• Network Advertising Initiative opt-out: https://optout.networkadvertising.org

11. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Secure Socket Layer (SSL) encryption for data transmitted between your browser and our Sites

• Access controls limiting which personnel can access personal information

• Use of reputable third-party platforms with their own security standards and certifications

• Regular review of our data collection, storage, and processing practices

However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security. In the event of a data breach that affects your personal information, we will notify you as required by applicable law.

12. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements.

When you request deletion of your account or personal information, we will delete or anonymize your information within a reasonable timeframe, unless we are required by law to retain certain information or have a legitimate business reason to retain it.

13. Your Rights and Choices

Depending on your location and applicable law, you may have the following rights with respect to your personal information:

• Right to Access: You may request a copy of the personal information we hold about you.

• Right to Correction: You may request that we correct inaccurate or incomplete personal information.

• Right to Deletion: You may request that we delete your personal information, subject to certain exceptions.

• Right to Opt Out of Marketing: You may opt out of receiving marketing emails and text messages at any time.

• Right to Data Portability: Where technically feasible, you may request that we provide your data in a structured, commonly used format.

• Right to Withdraw Consent: Where we rely on your consent to process your information, you may withdraw that consent at any time.

To exercise any of these rights, please contact us at [email protected] with the subject line "Privacy Rights Request." We will respond to your request within 30 days. We may need to verify your identity before processing your request.

14. California Privacy Rights

If you are a California resident, the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA) provide you with additional rights regarding your personal information.

14.1 Categories of Personal Information Collected

In the preceding 12 months, we have collected the following categories of personal information:

• Identifiers such as name, email address, phone number, and IP address

• Commercial information, including records of products or services purchased

• Internet or other electronic network activity information, including browsing history on our Sites

• Geolocation data derived from IP address

• Inferences drawn to create a profile about your preferences

14.2 Your California Rights

California residents have the right to:

• Know what personal information we collect, use, disclose, and sell

• Delete personal information we have collected, subject to certain exceptions

• Opt out of the sale or sharing of personal information (We do not sell your personal information)

• Non-discrimination for exercising your privacy rights

• Correct inaccurate personal information

• Limit the use of sensitive personal information

To exercise your California privacy rights, please contact us at [email protected]. We will respond to verifiable consumer requests within 45 days.

15. Children's Privacy

Our Sites and services are not directed to children under the age of 18. We do not knowingly collect personal information from children under 18 years of age. If we become aware that we have inadvertently collected personal information from a child under 18, we will take steps to delete that information as soon as possible.

If you believe we have collected personal information from a child under 18, please contact us immediately at [email protected].

16. Do Not Track Disclosure

Some browsers have a "Do Not Track" feature that sends a signal to websites you visit indicating that you do not want to be tracked. Our Sites do not currently respond to Do Not Track signals. However, you can control tracking through the cookie settings in your browser and through the opt-out mechanisms described in this policy.

17. International Visitors

Our Sites are operated in the United States. If you are located outside of the United States and choose to provide information to us, please be aware that your information will be transferred to, processed, and stored in the United States. The data protection laws in the United States may differ from those in your country. By using our Sites and providing us with your information, you consent to the transfer of your information to the United States.

As our business grows and we serve clients internationally, we will review and update our data transfer practices as necessary to comply with applicable international privacy laws.

18. Links to Third-Party Websites

Our Sites may contain links to third-party websites, including social media platforms, payment processors, and other resources. These third-party sites have their own privacy policies, and we do not accept any responsibility or liability for their policies or practices. We encourage you to review the privacy policy of any third-party site you visit.

19. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. When we make material changes, we will update the "Last Updated" date at the top of this policy and, where appropriate, notify you by email or by posting a prominent notice on our Sites.

We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information. Your continued use of our Sites after any changes to this policy constitutes your acceptance of the updated policy.

20. Contact Information

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

RSS Strategies, LLC (Unborrowed Life)

P.O. Box 1062

Malvern, PA 19355

Email: [email protected]

Website: UnborrowedLife.com

Phone Number: 215.588.0675